Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
VLYthis companyValley National Bancorp	$14.48	11.45×	0.84×	1.87×	11.88×	14.8%	53.9%	21.3%	17.1%	7.7%	0.9%	5.3%	0.44×	3.83×	0.51×	0.75×	4.3%	7	-0.62	4	A-
FFBCFirst Financial Bancorp.	$33.03	9.3×	0.86×	1.89×	9.37×	52.5%	68.4%	25.5%	20.3%	9.2%	5.4%	13.4%	0.43×	2.8×	0.89×	0.28×	4.0%	5	-0.36	4	A-
NBHCNational Bank Holdings Corporation	$37.40	13.29×	1.05×	2.49×	6.47×	42.9%	69.2%	24.4%	18.8%	7.9%	1.8%	9.1%	0.05×	-2.02×	0.83×	0.27×	3.2%	5	-0.61	2	B-
NBTBNBT Bancorp Inc.	$53.61	12.43×	1.03×	2.25×	8.29×	39.1%	72.1%	25.3%	19.5%	8.9%	1.1%	11.2%	0.17×	0.56×	1.05×	1.6×	3.7%	8	0.23	4	A-
ONBOld National Bancorp	$25.52	12.39×	1.02×	2.33×	14.31×	327.9%	63.6%	23.6%	18.0%	7.9%	4.1%	7.4%	0.88×	5.64×	0.72×	0.04×	2.6%	5	-0.41	3	B+
PNFPPinnacle Financial Partners, Inc.	$103.91	11.71×	1.04×	2.51×	7.04×	452.9%	65.9%	26.7%	22.0%	9.1%	6.7%	9.1%	0.36×	-1.17×	0.63×	1.07×	1.2%	5	-0.48	3	B
Peer median	—	12.39×	1.03×	2.33×	8.29×	52.5%	68.4%	25.3%	19.5%	8.9%	4.1%	9.1%	0.36×	0.56×	0.83×	0.28×	3.2%	5	-0.41	3	—