Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
WAFDthis companyWaFd, Inc.	$29.88	9.32×	0.75×	1.59×	12.35×	-65.4%	54.7%	23.1%	18.1%	8.5%	4.4%	0.0%	0.85×	5.48×	0.54×	0.26×	3.6%	6	-0.4	3	B
BANRBanner Corporation	$70.62	11.05×	1.1×	2.62×	9×	-35.4%	79.0%	29.5%	23.8%	10.0%	8.5%	11.6%	0.19×	0.73×	1.11×	0.02×	3.1%	4	-0.54	3	B+
BHRBBurke & Herbert Financial Services Corp.	$70.66	8.04×	1.1×	1.91×	8.47×	235.2%	69.3%	29.5%	23.9%	13.7%	6.1%	10.3%	0.63×	2.89×	0.97×	3.79×	3.6%	5	-0.54	3	B-
LKFNLakeland Financial Corporation	$61.89	14.19×	1.92×	3.47×	12.08×	-1.3%	61.0%	29.8%	24.5%	13.6%	10.4%	7.1%	0.24×	0.97×	0.82×	0.03×	3.5%	7	-0.42	4	A-
WABCWestamerica Bancorporation	$60.20	10.56×	1.27×	4.37×	4.76×	47.7%	95.2%	57.6%	42.7%	12.4%	10.4%	10.1%	0.17×	-2.49×	11.43×	0.43×	3.9%	6	0.48	4	A-
WALWestern Alliance Bancorporation	$77.45	9.56×	1.2×	1.73×	8.99×	-24.7%	61.1%	22.9%	18.4%	12.7%	6.3%	-30.5%	0.85×	2.15×	0.66×	0.17×	2.0%	5	-0.47	3	B
Peer median	—	10.56×	1.2×	2.62×	8.99×	-1.3%	69.3%	29.5%	23.9%	12.7%	8.5%	10.1%	0.24×	0.97×	0.97×	0.17×	3.5%	5	-0.47	3	—