Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
WNEBthis companyWestern New England Bancorp, Inc.	$13.85	16.61×	1.02×	1.95×	14.74×	-57.9%	62.0%	14.9%	11.8%	6.2%	4.0%	6.8%	0.43×	3.12×	0.4×	0.02×	2.3%	8	0.24	3	B-
BPRNPrinceton Bancorp Inc.	$44.70	12.71×	0.87×	1.7×	8.42×	9.9%	55.8%	17.0%	13.4%	6.9%	6.2%	8.7%	0.08×	-0.58×	0.43×	0.09×	3.7%	5	1.39	2	C+
CFFIC&F Financial Corporation	$107.22	8.76×	0.9×	1.26×	7.35×	4.6%	69.5%	17.8%	14.4%	10.3%	6.4%	9.4%	0.43×	0.93×	0.73×	0.18×	2.5%	6	-0.43	4	A-
CHMGChemung Financial Corporation	$86.20	17.83×	1.05×	1.92×	11.09×	-54.1%	64.2%	14.2%	10.8%	5.9%	3.4%	16.3%	0.02×	-0.79×	0.44×	0.13×	2.4%	5	-0.57	3	B+
FUNCFirst United Corporation	$46.32	9.9×	1.19×	2.04×	6.35×	56.1%	70.2%	27.3%	20.6%	12.0%	7.0%	6.3%	0.56×	-0.47×	0.99×	0.09×	2.5%	8	-0.48	3	B+
FVCBFVCBankcorp, Inc.	$16.33	11.4×	0.99×	2.07×	5.24×	-9.8%	53.9%	23.1%	18.1%	8.7%	7.5%	9.4%	0.1×	-3.58×	0.52×	0.07×	0.9%	8	-0.64	3	B+
Peer median	—	11.4×	0.99×	1.92×	7.35×	4.6%	64.2%	17.8%	14.4%	8.7%	6.4%	9.4%	0.1×	-0.58×	0.52×	0.09×	2.5%	6	-0.48	3	—