Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
WSBKthis companyWinchester Bancorp, Inc. Common Stock	$13.58	26.82×	0.98×	2.28×	37.76×	-138.7%	49.3%	11.1%	8.6%	3.7%	1.6%	0.0%	1.31×	17.15×	0.23×	0.01×	0.0%	5	3.63	2	B-
AUBNAuburn National Bancorporation, Inc.	$25.76	12.96×	1.02×	2.87×	-2.86×	88.8%	98.1%	28.1%	22.1%	7.9%	7.6%	11.5%	0×	-11.17×	0.83×	0.14×	4.0%	6	0.3	2	C+
BOTJBank of the James Financial Group, Inc.	$24.75	9.34×	1.05×	1.35×	4.96×	3.2%	77.9%	17.8%	14.4%	11.3%	0.9%	12.4%	0.11×	-1.51×	0.8×	496.36×	2.2%	6	0.52	3	B+
FDSBFifth District Savings Bank	$17.63	18.99×	0.59×	2.91×	14.86×	-25.1%	65.2%	15.8%	15.4%	3.2%	2.9%	1.2%	0×	-1.03×	0.45×	0.02×	0.0%	5	0.66	2	C
FNWBFirst Northwest Bancorp	$10.05	-19.54×	0.57×	0.84×	-71.56×	-301.3%	47.3%	-5.5%	-3.9%	-2.7%	-0.8%	-3.1%	2.06×	-52.08×	-0.12×	0.06×	1.5%	3	1.21	2	C
LSBKLake Shore Bancorp, Inc.	$18.93	15.27×	0.77×	2.76×	5×	-7.0%	70.9%	22.1%	18.4%	5.1%	1.0%	6.8%	0.01×	-6.83×	0.75×	200.88×	0.9%	8	—	2	C
Peer median	—	12.96×	0.77×	2.76×	4.96×	-7.0%	70.9%	17.8%	15.4%	5.1%	1.0%	6.8%	0.01×	-6.83×	0.75×	0.14×	1.5%	6	0.59	2	—