Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
WTBAthis companyWest Bancorporation, Inc.	$30.96	11.56×	1.41×	1.89×	8.22×	-55.1%	48.0%	20.9%	16.4%	12.2%	4.8%	11.5%	1.42×	0.55×	0.4×	0.19×	4.5%	8	0.37	3	B+
BWFGBankwell Financial Group, Inc.	$70.35	10.2×	1.18×	1.71×	5.89×	432.8%	51.6%	23.3%	16.9%	11.7%	1.9%	7.6%	0.6×	-0.86×	0.49×	1.89×	1.8%	7	1.5	4	A-
CFFIC&F Financial Corporation	$107.13	8.76×	0.9×	1.26×	7.35×	4.6%	69.5%	17.8%	14.4%	10.3%	6.4%	9.4%	0.43×	0.93×	0.73×	0.18×	2.5%	6	-0.43	4	A-
CMTVCommunity Bancorp	$48.20	8.27×	1.23×	2.03×	10.16×	48.2%	68.9%	29.7%	24.7%	14.9%	7.8%	10.9%	0.79×	3.66×	1.02×	0.14×	2.9%	9	-0.57	3	B
CWBCCommunity West Bancshares	$26.27	11.19×	1.04×	2.2×	7.94×	88.8%	72.6%	27.0%	19.6%	9.3%	1.0%	10.2%	0.35×	0.41×	1.06×	1.63×	2.1%	6	-0.55	3	B+
FVCBFVCBankcorp, Inc.	$16.19	11.4×	0.99×	2.07×	5.24×	-9.8%	53.9%	23.1%	18.1%	8.7%	7.5%	9.4%	0.1×	-3.58×	0.52×	0.07×	0.9%	8	-0.64	3	B+
Peer median	—	10.2×	1.04×	2.03×	7.35×	48.2%	68.9%	23.3%	18.1%	10.3%	6.4%	9.4%	0.43×	0.41×	0.73×	0.18×	2.1%	7	-0.55	3	—