Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
WUthis companyThe Western Union Company	$6.77	6.08×	3.17×	0.75×	4.82×	790.1%	28.7%	19.4%	12.4%	52.2%	14.5%	12.9%	3.24×	1.57×	5.48×	1.13×	10.2%	6	1.03	4	A-
BFHBread Financial Holdings, Inc.	$99.00	6.65×	1×	0.71×	5.93×	-15.7%	63.3%	13.1%	11.0%	15.6%	6.5%	62.9%	1.32×	1.14×	0.72×	0.27×	1.3%	8	-0.04	4	A-
BHFBrighthouse Financial, Inc.	$44.00	11.19×	0.55×	0.6×	2.35×	841.8%	70.9%	7.6%	7.0%	6.4%	0.3%	-2.8%	0.47×	-3.57×	3.12×	1.16×	2.8%	6	0.47	3	B+
ENVAEnova International, Inc.	$166.39	12.82×	2.91×	1.23×	15.82×	5.7%	50.1%	23.5%	9.8%	23.1%	247.3%	45.5%	3.41×	8.48×	4.36×	0.23×	0.0%	6	1.68	3	B
NMIHNMI Holdings, Inc.	$38.16	8.14×	1.22×	4.49×	6.56×	215.7%	91.8%	70.8%	55.1%	15.0%	11.7%	13.0%	0.16×	0.69×	17.55×	1.9×	0.0%	6	2.85	5	A+
SFStifel Financial Corp	$73.41	13.31×	1.44×	1.36×	8.77×	38.9%	86.6%	13.8%	10.9%	11.4%	1.6%	14.0%	0.36×	-0.11×	1.07×	5.24×	2.8%	4	0.65	2	C+
Peer median	—	11.19×	1.22×	1.23×	6.56×	38.9%	70.9%	13.8%	10.9%	15.0%	6.5%	14.0%	0.47×	0.69×	3.12×	1.16×	1.3%	6	0.65	3	—