Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
ZIONthis companyZions Bancorporation, National Association	$66.14	9.63×	1.2×	1.74×	7.8×	13.9%	67.1%	23.8%	18.2%	12.5%	6.7%	11.4%	0.61×	1.13×	0.75×	0.16×	3.1%	8	-0.43	4	A
CBSHCommerce Bancshares, Inc.	$55.81	12.83×	1.92×	3.4×	12.01×	-6.2%	80.0%	34.2%	26.5%	14.9%	4.2%	8.1%	0.79×	2.79×	1.97×	0×	2.1%	6	-0.32	3	B+
CFRCullen/Frost Bankers, Inc.	$157.51	12.64×	1.77×	2.78×	4.67×	33.3%	75.0%	26.4%	22.2%	14.2%	6.4%	1.6%	1.04×	-4.77×	1.13×	0.21×	3.2%	6	-0.72	3	B
FITBFifth Third Bancorp	$53.95	13.19×	1.43×	2.42×	11.19×	-179.9%	65.3%	24.9%	19.6%	11.6%	8.9%	12.2%	0.67×	2.93×	0.82×	0.82×	3.7%	6	0.33	3	B-
HWCHancock Whitney Corporation	$72.84	11.15×	1.19×	2.62×	9.16×	-35.1%	73.1%	31.0%	24.1%	10.9%	1.4%	9.9%	0.3×	1.17×	1.23×	0.13×	2.9%	7	0.3	3	B
KEYKeyCorp	$21.30	13.49×	1.11×	2.02×	13.9×	-250.8%	62.3%	20.6%	16.3%	9.0%	5.8%	9.3%	0.54×	4.18×	0.61×	0.77×	4.7%	7	-0.37	3	B
Peer median	—	12.83×	1.43×	2.62×	11.19×	-35.1%	73.1%	26.4%	22.2%	11.6%	5.8%	9.3%	0.67×	2.79×	1.13×	0.21×	3.2%	6	-0.32	3	—