Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
BAMI.MIthis companyBanco BPM S.p.A.	€14.81	9.43×	1.18×	1.98×	15.23×	328.9%	71.7%	30.9%	22.5%	13.4%	1.0%	26.1%	2×	8.86×	1.21×	10.16×	8.7%	3	0.22	3	B+
BDB.MIBanco di Desio e della Brianza S.p.A.	€16.26	9.74×	0.83×	2.05×	20.95×	14.8%	93.1%	31.9%	21.0%	8.5%	1.5%	-20.6%	2.72×	15.3×	0.92×	0.06×	4.8%	3	-0.6	2	C+
BMED.MIBanca Mediolanum S.p.A.	€23.85	11.59×	3.2×	2.82×	11.87×	182.4%	92.3%	28.0%	24.3%	27.5%	1.4%	35.4%	0.67×	1.97×	3.88×	0.19×	6.3%	5	0.15	4	A-
BMPS.MIBanca Monte dei Paschi di Siena S.p.A.	€11.51	5.93×	1.22×	3.41×	5.5×	43.0%	91.6%	43.8%	64.1%	23.0%	5.3%	10.0%	0.87×	-1.55×	0×	0.21×	6.7%	4	0.24	4	A-
BPE.MIBPER Banca S.p.A.	€13.27	12.47×	1.38×	2.52×	12.06×	754.2%	82.3%	30.1%	20.1%	11.0%	3.0%	39.2%	1.59×	4.72×	1.99×	0.09×	4.7%	3	0.25	3	B
CE.MICredito Emiliano S.p.A.	€20.18	8.35×	1.12×	1.77×	11.79×	227.1%	79.1%	29.4%	21.0%	13.3%	0.9%	4.8%	1.64×	6.42×	1.54×	42.78×	4.9%	4	0.25	3	B
Peer median	—	9.74×	1.22×	2.52×	11.87×	182.4%	91.6%	30.1%	21.0%	13.3%	1.5%	10.0%	1.59×	4.72×	1.54×	0.19×	4.9%	4	0.24	3	—