Guru Krupa Gems and Jewellery Limited (BGJL.BO) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

-33.2%

₹23.37

vs ₹35.01 price

Levered DCF

-₹4.25

After debt service

Piotroski score

3 / 9

Weak

Altman Z-score

—

Rating

C-

Overall 1 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
P/E	98.63×	26.67×	31.9×	15.15×	21.49×	153.85×	279.09×	274.59×
P/B	2.25×	0.75×	1.05×	0.72×	1.18×	2.7×	99.3×	1.24×
P/S	1.89×	0.16×	0.24×	0.12×	0.21×	0.6×	1.15×	0.29×
EV / EBITDA	68.39×	16.58×	11.93×	10.58×	19.16×	119.1×	166.56×	94.76×
Gross margin	5.6%	2.2%	2.9%	3.9%	1.5%	1.8%	2.4%	1.7%
Operating margin	4.0%	0.9%	2.2%	3.4%	2.2%	1.2%	1.7%	0.3%
Net margin	1.9%	0.6%	0.7%	0.8%	1.0%	0.4%	0.4%	0.1%
Current ratio	44.92×	13.33×	11.13×	2.64×	2.11×	2.96×	50.2×	5.07×
Debt / equity	0.02×	0.05×	0.07×	0.53×	0.84×	0.49×	0×	0.21×
Interest coverage	0×	5.08×	4.41×	4.07×	3.87×	9.2×	13.36×	1.52×
Dividend yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Payout ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%

Key metrics by fiscal year

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Return on equity	2.3%	2.8%	3.3%	4.8%	5.5%	1.7%	35.6%	0.5%
Return on invested capital	3.4%	2.9%	6.8%	10.3%	5.1%	2.9%	4.6%	0.8%
Return on assets	2.2%	2.6%	3.0%	3.0%	2.9%	1.2%	1.5%	0.4%
Free cash flow yield	-4.2%	-36.7%	-55.2%	-66.1%	2.7%	-0.3%	0.4%	-33.3%
Earnings yield	1.0%	3.7%	3.1%	6.6%	4.7%	0.6%	0.4%	0.4%
Enterprise value	₹562.2M	₹194.5M	₹196.3M	₹208.5M	₹322.2M	₹480M	₹632.4M	₹211.7M
Net debt / EBITDA	0.5×	1.02×	-3.13×	4.46×	7.97×	18.14×	-0.69×	13.48×
Cash conversion cycle (days)	284	74	60	86	119	116	84	98