Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
LKFNthis companyLakeland Financial Corporation	$62.20	14.19×	1.92×	3.47×	12.08×	3.6%	61.0%	29.8%	24.5%	13.6%	10.4%	7.1%	0.24×	0.97×	0.82×	0.03×	3.5%	7	-0.42	4	A-
BFCBank First Corporation	$150.57	16.85×	1.86×	4.98×	13.25×	45.7%	70.3%	36.7%	29.7%	11.1%	1.6%	4.3%	0.19×	0.71×	1.26×	1.84×	4.4%	7	-0.54	3	B+
CFFIC&F Financial Corporation	$107.70	8.76×	0.9×	1.26×	7.35×	6.3%	69.5%	17.8%	14.4%	10.3%	6.4%	9.4%	0.43×	0.93×	0.73×	0.18×	2.5%	7	-0.43	4	A-
CMTVCommunity Bancorp	$47.19	8.27×	1.23×	2.03×	10.16×	39.7%	68.9%	29.7%	24.7%	14.9%	7.8%	10.9%	0.79×	3.66×	1.02×	0.14×	2.9%	9	-0.55	3	B+
CZFSCitizens Financial Services, Inc.	$86.18	7.48×	0.81×	1.58×	11.55×	62.2%	63.3%	26.0%	21.1%	10.8%	5.3%	12.9%	0.92×	5.75×	0.74×	0.04×	3.5%	5	-0.42	3	B+
EGBNEagle Bancorp, Inc.	$34.15	-5.09×	0.57×	1.02×	-0.38×	-0.4%	3.2%	-26.9%	-20.2%	-11.2%	-1.1%	3.2%	0.1×	3.49×	-0.51×	293.43×	2.4%	6	-0.44	3	B+
Peer median	—	8.27×	0.9×	1.58×	10.16×	39.7%	68.9%	26.0%	21.1%	10.8%	5.3%	9.4%	0.43×	3.49×	0.74×	0.18×	2.9%	7	-0.44	3	—