Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
LKPFIN.BOthis companyGyftr Limited	₹210.60	50.41×	2.27×	2.32×	30.8×	100.2%	14.1%	6.3%	4.6%	4.5%	4.3%	-0.6%	0×	-0.11×	90.45×	1,071.44×	0.0%	4	23.88	1	D+
AKCAPIT.BOA. K. Capital Services Limited	₹1,798.50	9.01×	0.95×	1.74×	24.65×	875.1%	49.1%	26.9%	19.3%	10.5%	1.8%	-11.6%	2.95×	18.55×	0×	10.21×	3.6%	3	—	3	B-
ARYAMAN.BOAryaman Financial Services Limited	₹725.00	19.27×	3.55×	6.75×	10.43×	10.4%	63.7%	55.3%	35.0%	18.4%	16.4%	6.8%	0×	-1.72×	51.38×	15.55×	0.0%	3	—	2	C+
BIRLAMONEY.NSAditya Birla Money Limited	₹113.72	9.35×	1.82×	1.15×	28.19×	385.0%	50.6%	17.5%	12.4%	19.5%	2.4%	38.0%	7×	22.15×	0.6×	1.12×	0.0%	2	0.39	3	B
JMFINANCIL.NSJM Financial Limited	₹112.66	9.04×	1.02×	2.55×	10.48×	39.2%	63.5%	32.0%	28.2%	11.3%	3.8%	3.2%	1.09×	4.02×	1.37×	0×	3.7%	3	—	2	C+
PHCAP.BOP.H. Capital Limited	₹124.00	56.08×	3.15×	1.61×	30.39×	-109.2%	4.2%	3.0%	2.9%	5.6%	4.1%	14.8%	0×	-6.04×	18.97×	51.66×	0.0%	—	—	1	C-
Peer median	—	9.35×	1.82×	1.74×	24.65×	39.2%	50.6%	26.9%	19.3%	11.3%	3.8%	6.8%	1.09×	4.02×	1.37×	10.21×	0.0%	3	0.39	2	—