Gyftr Limited (LKPFIN.BO) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

+100.2%

₹348.66

vs ₹174.15 price

Levered DCF

-₹171.12

After debt service

Piotroski score

4 / 9

Average

Altman Z-score

23.88

Safe zone

Rating

D+

Overall 1 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
P/E	50.41×	282.66×	4.84×	20.72×	7.87×	4.51×	-12.02×	13.82×
P/B	2.27×	1.48×	0.77×	0.92×	0.95×	1.08×	1.89×	1.61×
P/S	2.32×	62.65×	5.39×	9.19×	4.23×	2.86×	-25.6×	6.64×
EV / EBITDA	30.8×	184.95×	5.67×	25.98×	9.27×	4.47×	-14.09×	11.24×
Gross margin	14.1%	81.2%	123.2%	97.0%	100.0%	97.8%	-84.3%	95.5%
Operating margin	6.3%	36.2%	134.0%	65.6%	69.5%	72.7%	199.0%	73.8%
Net margin	4.6%	22.2%	117.1%	46.6%	56.6%	63.3%	212.8%	48.1%
Current ratio	1,071.44×	8.59×	3.71×	2.24×	3.07×	4.55×	3.5×	5.04×
Debt / equity	0×	0.21×	0.47×	0.82×	0.57×	0.18×	0.25×	0.21×
Interest coverage	90.45×	1.49×	14.29×	6.8×	22.87×	59.93×	-20.14×	36.59×
Dividend yield	0.0%	0.0%	1.9%	1.4%	1.0%	0.0%	1.1%	2.8%
Payout ratio	0.0%	0.0%	8.5%	26.9%	7.4%	0.0%	-13.3%	38.2%

Key metrics by fiscal year

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Return on equity	4.5%	0.5%	16.7%	4.7%	12.6%	23.9%	-15.7%	11.7%
Return on invested capital	4.3%	0.6%	12.2%	4.0%	10.4%	19.8%	-11.8%	11.1%
Return on assets	4.2%	0.5%	13.0%	3.3%	9.5%	19.2%	-12.2%	9.5%
Free cash flow yield	-0.6%	-20.8%	18.5%	-4.8%	-5.0%	-4.8%	-4.3%	-10.7%
Earnings yield	2.0%	0.4%	21.7%	5.1%	13.4%	22.2%	-8.3%	7.2%
Enterprise value	₹11B	₹5.7B	₹4.4B	₹5.1B	₹4.2B	₹3.1B	₹3.1B	₹3.1B
Net debt / EBITDA	-0.11×	17.33×	2.15×	11.99×	3.19×	0.55×	-1.47×	1.18×
Cash conversion cycle (days)	49	6,992	12,873	66,812	5,464	4,379	2,621	6,792