Loyal Textile Mills Limited (LOYALTEX.NS) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

-218.1%

-₹255.12

vs ₹216.00 price

Levered DCF

₹346.65

After debt service

Piotroski score

2 / 9

Weak

Altman Z-score

—

Rating

C+

Overall 2 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
P/E	-1.4×	-2.23×	-6.48×	91.07×	4.88×	14.44×	53.99×	16.81×
P/B	0.5×	0.42×	0.8×	0.72×	1.31×	1.77×	1.99×	2.05×
P/S	0.24×	0.17×	0.28×	0.19×	0.27×	0.42×	0.45×	0.38×
EV / EBITDA	-210.83×	-301.29×	24.68×	12.34×	5.18×	7.65×	9.47×	7.82×
Gross margin	18.2%	-11.6%	33.2%	38.2%	34.4%	38.4%	37.1%	32.7%
Operating margin	-9.2%	-16.5%	-8.1%	0.2%	9.3%	5.8%	3.2%	4.7%
Net margin	-17.2%	-7.5%	-4.3%	0.2%	5.5%	2.9%	0.8%	2.3%
Current ratio	0.85×	0.87×	0.91×	0.97×	1.02×	0.93×	0.88×	0.88×
Debt / equity	1.06×	1.54×	1.94×	1.84×	1.7×	1.42×	1.68×	2.1×
Interest coverage	-1.19×	-2.21×	-1.26×	0.08×	4.16×	1.85×	0.9×	1.49×
Dividend yield	0.0%	0.0%	0.0%	1.9%	0.8%	0.0%	0.2%	0.6%
Payout ratio	0.0%	0.0%	0.0%	169.6%	3.7%	0.0%	9.9%	10.3%

Key metrics by fiscal year

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Return on equity	-35.5%	-19.1%	-12.3%	0.8%	26.8%	12.3%	3.7%	12.2%
Return on invested capital	-7.7%	-10.6%	-5.6%	0.3%	12.0%	8.4%	5.2%	8.2%
Return on assets	-13.8%	-6.1%	-3.5%	0.2%	7.5%	3.3%	0.9%	2.8%
Free cash flow yield	56.7%	129.0%	41.6%	-5.4%	16.3%	18.7%	15.6%	20.1%
Earnings yield	-71.3%	-44.9%	-15.4%	1.1%	20.5%	6.9%	1.9%	5.9%
Enterprise value	₹3.2B	₹5.3B	₹8.8B	₹9.2B	₹10.8B	₹8.5B	₹8.7B	₹9.6B
Net debt / EBITDA	-143.2×	-236.04×	17.47×	8.86×	2.92×	3.38×	4.33×	3.94×
Cash conversion cycle (days)	116	137	251	205	170	103	107	94