Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
PNBHOUSING.NSthis companyPNB Housing Finance Limited	₹1,111.40	8.58×	1.02×	2.31×	23.43×	-138.4%	39.5%	30.4%	26.9%	11.9%	2.2%	10.1%	2.81×	16.96×	0.52×	0.17×	0.7%	4	0.42	3	B
AADHARHFC.NSAadhar Housing Finance Ltd.	₹433.35	17.77×	2.58×	5.28×	26.08×	477.1%	61.3%	40.4%	29.7%	14.5%	4.4%	8.5%	2.49×	12.54×	0×	0.27×	0.0%	4	—	2	C
AAVAS.NSAavas Financiers Limited	₹1,137.00	13.03×	1.69×	3.18×	25.33×	274.2%	98.4%	32.6%	24.4%	13.0%	3.3%	8.9%	3.11×	15.67×	0×	0.56×	0.0%	4	0.67	3	B
APTUS.NSAptus Value Housing Finance India Limited	₹176.03	10.33×	1.92×	4.34×	13.93×	321.0%	69.9%	56.7%	42.0%	18.6%	7.6%	9.4%	1.56×	5.97×	0×	0×	2.3%	4	—	2	C
BAJAJHFL.NSBajaj Housing Finance Limited	₹81.16	23.81×	2.71×	5.47×	48.84×	-144.7%	38.4%	31.6%	23.0%	11.4%	2.1%	7.0%	4.6×	30.73×	0×	0.01×	0.0%	2	0.5	2	C
CANFINHOME.NSCan Fin Homes Limited	₹757.35	9.71×	1.76×	2.5×	36.57×	-201.4%	38.2%	31.8%	25.7%	18.2%	2.5%	9.8%	6.36×	28.58×	0.52×	0.02×	1.6%	3	0.35	3	B+
Peer median	—	13.03×	1.92×	4.34×	26.08×	274.2%	61.3%	32.6%	25.7%	14.5%	3.3%	8.9%	3.11×	15.67×	0×	0.02×	0.0%	4	0.5	2	—