Pro Fin Capital Services Ltd. (PROFINC.BO) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

+6657.9%

₹168.27

vs ₹2.49 price

Levered DCF

-₹213.46

After debt service

Piotroski score

2 / 9

Weak

Altman Z-score

—

Rating

C-

Overall 1 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
P/E	-33.75×	32.51×	-98.28×	39.31×	28.72×	-3.13×	5.08×	61.29×
P/B	1.29×	1.36×	0.87×	0.56×	2.8×	0.89×	0.49×	2.66×
P/S	1.22×	3.11×	1.15×	1.06×	4.05×	1.05×	0.43×	1.18×
EV / EBITDA	-131.84×	25×	26.66×	21.87×	13.78×	28.12×	13.14×	50.82×
Gross margin	-1.7%	74.2%	98.2%	77.9%	75.0%	51.6%	53.4%	8.2%
Operating margin	-4.0%	47.3%	87.3%	65.7%	93.0%	39.1%	12.7%	5.1%
Net margin	-3.6%	9.5%	-1.7%	2.7%	14.1%	-34.9%	8.4%	1.9%
Current ratio	0×	0×	1,696.33×	234.79×	69.09×	206.84×	36.65×	4.75×
Debt / equity	4.13×	4.24×	10.94×	7.13×	6.55×	9×	6.41×	4.25×
Interest coverage	-1.12×	1.28×	1.5×	1.11×	1.27×	0.53×	0.4×	7.36×
Dividend yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.9%	0.0%
Payout ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	4.6%	0.0%

Key metrics by fiscal year

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Return on equity	-3.8%	4.1%	-1.3%	1.4%	9.8%	-29.7%	9.6%	4.3%
Return on invested capital	-0.7%	2.7%	5.2%	2.5%	6.3%	2.9%	1.3%	1.3%
Return on assets	-0.7%	0.8%	-0.1%	0.2%	1.2%	-2.6%	1.1%	0.5%
Free cash flow yield	14.9%	-10.2%	-48.9%	-70.4%	-16.8%	2.8%	-436.0%	-8.2%
Earnings yield	-3.0%	3.1%	-1.5%	2.5%	3.5%	-33.3%	19.5%	1.6%
Enterprise value	₹3.7B	₹3.9B	₹3.4B	₹3B	₹3.6B	₹2.3B	₹2.1B	₹1.9B
Net debt / EBITDA	-100.4×	18.93×	24.69×	20.29×	9.65×	25.58×	12.21×	31.13×
Cash conversion cycle (days)	1,627	12	-3,154	223	-40	51	55	-264