Raminfo Limited (RAMINFO.BO) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

-39.5%

₹25.27

vs ₹41.78 price

Levered DCF

-₹226.66

After debt service

Piotroski score

3 / 9

Weak

Altman Z-score

—

Rating

Overall 3 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
P/E	22.5×	30.33×	15.16×	11×	9.87×	11.39×	8.55×	15.96×
P/B	0.58×	0.86×	1.58×	2.01×	3.07×	1.1×	0.38×	1.78×
P/S	1.01×	2.62×	1.18×	0.79×	0.77×	0.26×	0.23×	0.86×
EV / EBITDA	5.77×	6.85×	6.31×	4.85×	5.36×	3.2×	3.17×	11.8×
Gross margin	20.4%	7.2%	18.1%	12.8%	91.8%	85.9%	59.8%	66.6%
Operating margin	2.8%	-5.5%	17.2%	8.8%	9.2%	1.2%	0.5%	3.9%
Net margin	4.5%	8.6%	7.8%	7.2%	7.8%	2.3%	2.7%	5.4%
Current ratio	1.95×	1.76×	1.6×	1.25×	1.22×	1.31×	1.35×	1.44×
Debt / equity	0.06×	0.13×	0.18×	0.12×	0.12×	0.09×	0.08×	0.27×
Interest coverage	1.98×	-0.96×	53.73×	21.06×	21.47×	4.99×	0.23×	2.14×
Dividend yield	0.0%	0.0%	0.7%	0.6%	0.4%	0.0%	0.0%	0.0%
Payout ratio	0.0%	0.0%	10.5%	6.9%	4.0%	0.0%	0.0%	0.0%

Key metrics by fiscal year

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Return on equity	2.6%	2.8%	10.4%	18.3%	31.1%	9.7%	4.4%	11.1%
Return on invested capital	1.0%	-1.5%	11.9%	13.1%	25.7%	3.3%	1.7%	11.0%
Return on assets	1.5%	1.5%	4.5%	5.3%	8.4%	2.8%	1.8%	4.3%
Free cash flow yield	-42.6%	-22.0%	-8.6%	-8.8%	5.8%	73.2%	31.8%	-4.8%
Earnings yield	4.4%	3.3%	6.6%	9.1%	10.1%	8.8%	11.7%	6.3%
Enterprise value	₹393.6M	₹461.4M	₹830.2M	₹567.5M	₹654.4M	₹113.5M	₹77.5M	₹310.5M
Net debt / EBITDA	-0.35×	-1.17×	-1.04×	-0.63×	-1.28×	-2.56×	0.49×	1.05×
Cash conversion cycle (days)	245	105	-48	5	-1,995	-569	24	-28