SelectQuote, Inc. (SLQT) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

-1476.0%

-$5.67

vs $0.41 price

Levered DCF

-$12.44

After debt service

Piotroski score

4 / 9

Average

Altman Z-score

1.35

Distress zone

Rating

Overall 4 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
P/E	-14.02×	17×	-15.3×	-5.57×	-1.37×	25.01×	51.69×	60×
P/B	0.24×	0.73×	1.63×	0.93×	1.04×	4.7×	7.53×	16.63×
P/S	0.1×	0.27×	0.39×	0.32×	0.53×	3.37×	7.76×	12.98×
EV / EBITDA	3.86×	5.41×	13.26×	24.72×	-3.14×	16.49×	29.66×	43.62×
Gross margin	35.6%	38.7%	45.2%	47.4%	40.4%	70.9%	68.4%	69.1%
Operating margin	4.6%	4.5%	4.9%	1.2%	-45.3%	20.7%	24.6%	28.5%
Net margin	3.8%	3.1%	-2.6%	-5.8%	-38.9%	13.4%	15.0%	21.5%
Current ratio	1.82×	1.6×	1.91×	2.65×	3.55×	4.44×	5.36×	3.1×
Debt / equity	0.61×	0.72×	2.25×	2.11×	1.91×	0.76×	0.57×	0.1×
Interest coverage	1.66×	0.86×	0.69×	0.14×	-7.94×	6.56×	5.29×	58×
Dividend yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	6.7%	0.0%
Payout ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	346.0%	2.7%

Key metrics by fiscal year

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Return on equity	9.6%	8.3%	-10.8%	-16.9%	-76.1%	18.7%	14.6%	27.6%
Return on invested capital	4.4%	6.1%	6.0%	0.9%	-22.2%	11.5%	9.6%	19.6%
Return on assets	4.1%	3.8%	-2.9%	-4.8%	-23.1%	8.8%	7.0%	17.8%
Free cash flow yield	17.4%	-3.3%	0.7%	-8.8%	-91.7%	-4.4%	-1.9%	-0.2%
Earnings yield	39.3%	11.3%	-6.6%	-18.1%	-73.1%	4.0%	1.9%	1.7%
Enterprise value	$533.9M	$802.7M	$1.2B	$972.6M	$1B	$3.4B	$4.1B	$4.4B
Net debt / EBITDA	2.72×	2.59×	7.5×	16.49×	-1.88×	1.08×	-0.42×	0.25×
Cash conversion cycle (days)	43	45	61	82	103	31	44	77