Saraswati Saree Depot Ltd. (SSDL.NS) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

+37.4%

₹86.58

vs ₹63.00 price

Levered DCF

₹202.66

After debt service

Piotroski score

5 / 9

Average

Altman Z-score

—

Rating

B+

Overall 3 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021
P/E	8.01×	11.01×	23.54×	30.25×	67.51×	-6,998.33×
P/B	0.96×	1.89×	12.81×	23.5×	67×	20.99×
P/S	0.3×	0.56×	1.38×	1.4×	1.53×	0×
EV / EBITDA	3.12×	6.68×	20.18×	23.9×	40.78×	0×
Gross margin	6.3%	10.1%	11.2%	10.4%	8.4%	0.0%
Operating margin	4.2%	6.5%	6.6%	5.6%	3.7%	0.0%
Net margin	3.7%	5.1%	4.9%	3.9%	2.3%	0.0%
Current ratio	2.98×	2.63×	1.41×	1.19×	1.06×	33.33×
Debt / equity	0×	0.09×	0.67×	1.17×	5.37×	0×
Interest coverage	26.33×	37.51×	15.9×	8.73×	4.52×	0×
Dividend yield	3.2%	2.7%	0.0%	0.0%	0.0%	0.0%
Payout ratio	25.2%	29.4%	0.0%	0.0%	0.0%	0.0%

Key metrics by fiscal year

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021
Return on equity	12.0%	17.2%	45.5%	64.9%	99.2%	-0.3%
Return on invested capital	10.1%	15.2%	27.6%	32.3%	19.2%	0.0%
Return on assets	8.2%	10.5%	14.3%	12.2%	7.2%	-0.3%
Free cash flow yield	17.6%	-1.1%	-1.1%	4.1%	-5.4%	0.0%
Earnings yield	12.5%	9.1%	3.6%	2.8%	1.5%	-0.0%
Enterprise value	₹1.2B	₹3.1B	₹8.7B	₹8.5B	₹8.8B	₹20M
Net debt / EBITDA	-1.83×	-0.68×	0.78×	0.63×	2.29×	0×
Cash conversion cycle (days)	62	73	54	30	37	0