Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
WTWTFCNthis companyWintrust Financial Corporation	$25.66	2.24×	0.24×	0.41×	0.48×	2430.2%	62.2%	26.4%	19.5%	11.3%	9.8%	52.6%	0×	-0.18×	0.74×	0×	9.8%	—	—	3	B+
ACNBACNB Corporation	$66.43	13.39×	1.18×	2.91×	15.12×	26.4%	73.7%	27.3%	21.7%	8.8%	1.1%	10.6%	0.78×	5.8×	1.16×	0.32×	2.9%	7	0.36	4	A-
CBSHCommerce Bancshares, Inc.	$55.98	12.83×	1.92×	3.4×	12.01×	-6.2%	80.0%	34.2%	26.5%	14.9%	4.2%	8.1%	0.79×	2.79×	1.97×	0×	2.1%	6	-0.32	3	B+
CBUCommunity Bank System, Inc.	$65.75	14.43×	1.51×	2.99×	11.36×	21.6%	78.8%	27.2%	20.8%	10.5%	1.2%	7.7%	0.37×	1.46×	1.43×	1.49×	3.2%	9	0.26	3	B+
CHCOCity Holding Company	$143.06	13.33×	2.11×	4.37×	11.73×	6.9%	79.0%	41.5%	33.3%	16.1%	9.2%	7.5%	0.64×	1.87×	1.92×	0.18×	2.8%	7	-0.16	3	B+
FCFFirst Commonwealth Financial Corporation	$21.17	11.39×	1.12×	2.38×	10.16×	22.3%	67.6%	27.2%	20.9%	9.8%	1.3%	9.9%	0.29×	1.7×	0.96×	0.37×	3.2%	7	-0.65	4	A-
Peer median	—	13.33×	1.51×	2.99×	11.73×	21.6%	78.8%	27.3%	21.7%	10.5%	1.3%	8.1%	0.64×	1.87×	1.43×	0.32×	2.9%	7	-0.16	3	—